20 Legitimate Apps That Pay You to Shop Online

Disclaimer: The article may contain affiliate links. please read through the disclosure page for more insights.

Last updated on July 22nd, 2023 at 09:28 am

A legitimate list of apps that pay you to shop online using your phone or computer is all you’re looking for, right? Using these apps you get paid for spending on what you want, which directly saves you money

Such apps enable you to save more money and also cut monthly expenses in your budget. It’s clearly shown that the things we spend money on most times within the month take more money than those we spend on once in a while.

And that’s why you need to get a cashback app in order to save more on things like groceries and discretionary in the monthly budget. Though some products are of the same type on different apps you won’t get paid the same amount for various reasons.

But you can expect to get paid some good money whenever you make big purchases. When you buy items at once that cost about $500 you may receive a cashback of about $50 depending on the app.

Also if you’re living a frugal lifestyle then using apps that pay you to shop is a good alternative. Most of the apps pay some money but it would be wise to use those that will pay you well to save.

Ensure to buy quality not quantity despite the rewards given by the app you’re using to make purchases. Only make purchases where it’s necessary to avoid overspending on the budget.

Shopping becomes more fun when you use online apps that give some cashback on purchases. Saving on things you buy becomes much easier and it can make you thousands of dollars throughout the year, Putting up an online store is not the only way to get paid but also when you make purchases.

So let’s jump deep into a legitimate list of apps that pay you to shop online using your phone or desktop.

These Apps Pay You to Shop Online Using Your Phone or Computer

The list contains the best apps that you can use to get paid whenever you shop online. And this will drastically enable you to save more money than before on your monthly budget.

Rakuten App

In case you don’t know this app, it used to be known as Ebates way back. But due to changes that were made nowadays is Rakuten and it’s among the most used online shopping apps.

And not only is it just good for shopping to cut costs, but it also rewards its customers with a sign-up bonus and cashback on purchases made. Asking about the bonuses? When you sign up expect to get about $20 to $30.

Most of its users are from the United States and Canada; it has paid out over $800 million cash money since it started. Rakuten app works with up to 2000 stores in the market and with a number of retailers such as eBay and Walmart.

You don’t have to worry about which stores to shop from there’s variety within the app. The app has an effective and efficient system when it comes to shopping and payments to members.

There’re a number of ways through which you can get paid that’s PayPal, check, and Amazon gift cards. Rakuten app works with most of the commonly used operating systems like iOS and Android.

Ibotta

It’s among the most preferred online shopping apps that pay real money without any investment to people. In order to get started using the app you need to download it onto your phone.

And after you can straight away begin performing specific tasks before going shopping. This is done to bring about activity in the app with tasks like answering surveys and making clicks.

So, within a very short time period the process it’s all done then you can start enjoying the benefits. Imagine just after registration being rewarded a $10 bonus when you scan that first-time receipt.

You can use Ibotta on a number of stores online that is 250+ stores immediately after opening rebates. Being paid to shop online can be made simple with the Ibotta platform giving you access to most of your favorite stores.

Earning won’t cost you anything apart from a minute you spend using the app to scan bar codes. Then in just a few seconds take a picture for the receipt to be sent to confirm the purchase.

After some time when you realize $20 or more, you can make withdrawals at any time. And after all, that is done and known you can wait for your payment via PayPal or through gift cards as you would prefer.

In case you want to cash out you can expect your money to reach your account within two days.

Drop

Do you have a credit card or a bank account? If yes, then signing with drop is very easy. I have done enough research about Drop but it is proven to be a good online shopping app.

In order to start earning all you need to do is link your account to the app. And in case you’re too selective at shopping you can use the flash deals feature so that you automatically earn from only those brands that you wish to spend on.

Earning through drop it’s not only about shopping, there’re other ways like playing games and taking surveys. Like most other apps you get paid in points say when you make 500 points they’re equivalent to $0.50

You don’t have to be frugal or cheap to use Drop in order to start receiving cashback on purchases made.

Swagbucks

You can’t talk about the best get paid to shop apps without including Swagbucks on the top list of paid apps. It can be used in a number of other ways you would prefer in order to earn say watching videos and playing games.

But prioritizing the shopping functionality now is key, as an app that rewards people for making purchases. The Swagbucks platform has a number of stores that you can use when you want to making shopping.

When you use Swagbucks expect to get time-limited benefits and continuing benefits from stores. The app rewards people with Swagbucks points for shopping through the platform using recognized stores.

In places such as Wal-Mart expect to receive 7 Swagbucks points for any dollar you spend on purchases. As said before this app has a lot of options to use in order to make some money though this won’t make you rich.

Getting rewards is made simple since the Swagbucks points can be converted either into PayPal cash or gift cards. The payment system is fast and convenient, and within 2 weeks you receive money in your PayPal account.

Swagbucks is among those apps that have stayed around for over a decade due to its effectiveness and efficiency.

Befrugal

This is among those apps that have been around for over a decade ever since it started out. All apps start from somewhere and Befrugal started by offering online coupons to shoppers in order to enable them to save and work within a food budget.

And ever since 2009 the app has never looked back, now it’s working with more than 4000 stores offering cashback to shoppers on purchases made. Befrugal is one of the high-paying cashback apps when it comes to online shopping in the market.

The payment systems used to reward customers are PayPal, direct deposit, and cheques. With cheques, you need to accumulate at least $25 to cash out whereas with PayPal and direct deposit minimum is $0.01.

Additionally, you can also receive payments through electronic gift cards. And the good thing is that when you redeem a gift card you receive an incentive as a bonus cashback.

Trunow

In case you’re driving this app can help you save money on fuel with a 1% cash back on the purchase price. The cashback on the purchase price may look to be small but it adds over time to a reasonable amount.

If you’ve already signed up with Trunow then ensure to scan gas receipts for submission in order to be verified. And when it comes to payment duration it takes two working days to receive money in your account.

You can redeem your rewards through gift cards or PayPal whichever you prefer. There’s also a bonus of $2 to those that sign up through promo codes hence earning free money.

Are you finding challenges to get that gas station that’s within your means financially? True now has it all for you. Online shopping apps help you save time and money which improves financial health.

TopCashBack

The app is also among the top list online shopping apps with some of the best features to use. TopCashBack is completely free since even affiliates get their affiliate commissions in full amount without being charged.

If you want to earn high cashback shopping online then this app is really an option to consider. And despite the percentages given by the stores, you have to be selective in making purchases to get reasonable cashback.

The best part, with TopCashBack you don’t have to worry about cashout minimum and withdrawal frequency. You can be paid any amount anytime you want to cash out via PayPal, direct deposit, or gift card.

Using gift cards earns you a bonus cashback of 3% and this is extra money on top of payments for shopping online.

MyPoints

This app also pays you for making online purchases and it has high cashback offers. But there’re also other ways through which you can get paid using the app like answering surveys.

Shopping through MyPoints you receive a $10 bonus as a new sign-up when you spend at least $20. The payment platforms used by this app are PayPal or gift cards for fast withdrawals.

The MyPoints app can be used on your computer, android, and iPhone device making shopping more convenient.

Dosh

The app is among the few that won’t allow you to go through the hustle of scanning receipts and manually searching offers. Dosh is one of the shopping apps that pay real cash, you automatically get paid for shopping online after signing up. It’s one of the great grocery shopping apps that save money on making online purchases.

Compared to some other apps where you’re needed to scan receipts or traditionally look for offers with Dosh it is not the case.

Asking about handpicked ways to get cashback with Dosh? This could be done in three ways.

Make shopping through the Dosh app to get cashback online with convenience.
Get cashback in-store after connecting your credit or debit card when you make purchases at participating stores and a $1 set bonus.
You can also receive travel cashback by selecting your destination and the class of hotel you prefer reflecting the cashback offers per night.

Dosh also has a referral program where you get paid $5 to refer a person that signs up to get his or her first cashback offer, Payments from Dosh are done on different platforms which include PayPal, direct deposit, or Venmo. But the minimum withdrawal limit is $25 in case you want to cash out your earnings.

Checkout 51

Do you want to save more money on household items and groceries now with ease? Checkout 51 is a very good option. If you live in the USA and Canada just download the app then you get started shopping.

And most of its features are similar to Ibotta that’s why you won’t find any challenges in case you’ve ever used Ibotta. Earning cashback is as simple as adding offers to your account and then shopping to scan receipts into the app.

However, you need to look around for any new offers that come up every Thursday to consistently earn. The minimum withdrawal limit for anyone using this app is $20, the more purchases you make the better.

When it comes to cashing out the platforms used are PayPal or check is the most effectively used.

Fetch Rewards

Receiving grocery cashback with this app is as easy as scanning grocery receipts and uploading them to earn points. With this app, you may receive up to 3000 points when you sign up through a promo code.

It’s a widely used app with over a million reviewers on the app store which implies activity on the platform. The minimum withdrawal limit on Fetch Rewards is $3, your points can be converted into gift cards.

Fetch rewards works on both iOS and Android operating systems and this makes it convenient to use.

Cash Crate

This app also allows you to earn money shopping from your preferred online stores. It’s a widely used shopping app with more than 5 million users from different locations.

And though there’re many different ways in which to earn using the app now the focus is more on shopping. Shopping is one of the highest paying options on cash crate that make money fast.

The app has been around for quite some time and hence includes most of the commonly used stores. When you use cash crate to shop from your favorite stores you receive cashback, though to earn fairly well you need to first compare prices at different stores.

You may not be interested in delayed payments for over a month or so on purchases made thus take note. The minimum withdrawal limit is $20 in case you want to cash out your earnings to spend.

In order to get paid you have to request a check which then implies you must wait for a month. With cash crate, you have to take a picture of your check in the check gallery section to prove that the site is legit.

Therefore, there’re different commonly used payment platforms used by cash crate to clear members include Dwolla or check for a Bronze level member using the app.

And the other platforms are PayPal or direct deposit for a silver-level member and above, cash crate app ensures your PayPal cash is credited to your account on the first day of the month.

When it comes to direct deposit payments, within 7 working days, you’re effectively covered to make withdrawals.

Purse.io

If you’re looking for platforms that use Bitcoin or Bitcoin cash to shop now you find one again. With purse.io you can receive massive discounts on purchases made on Amazon using Bitcoin.

Actually, it is possible to receive Bitcoin or Bitcoin cash payments when you work upon orders right using the app. Therefore, you could use your Amazon gift cards to get Bitcoin cash.

So, don’t get stuck with your Amazon gift cards you can convert them to Bitcoin cash on the app. Get the most out of your gift cards by converting them into crypto for quick cash.

Coupon.com

This was previously known as saving star way back before rebranding to coupon.com. Coupon.com enables you to save on groceries and it’s a convenient receipt scanner app.

When you use this app you can connect with 90+ retail chains and more than 50000 stores. Asking about some of the big names to relate with on the app? Wal-Mart and target.

When you get access to the app consider cashback offers of your choice in order to start earning. The first option in order to qualify for earnings is scanning receipts whenever you make a purchase.

The second is getting a loyalty card from a participating store and then linking it to the app to wait for cashback whenever you make a purchase. You don’t have to worry about which store to use so long as you possess an itemized receipt or a royalty card.

Am not yet done, compared to other apps where a withdrawal minimum is a must but with coupon.com it’s possible to cash out any amount. Payments are made through the PayPal account when everything is done correctly.

Receipt Hog

Your receipts are very important to market research platforms like receipt hog. It uses purchase receipts to understand the purchasing patterns of people in different stores.

And this is another good way to make money out of your receipts on purchases made. First things first, download the app onto your phone so that you can be able to picture the receipts.

Receipt Hog supports a number of big grocery stores that you might be using currently. The number of receipts you submit determines the number of coins you earn, the more receipts the better.

Also, ensure to use only qualifying stores no matter the items you buy using the app. But just in case you’re short of receipts answering surveys is another way to earn using receipt hog.

Since coins are redeemed for cash, currently 1000 coins equate to $5 cash money. Though, when you keep the coins to accumulate you earn a bonus than making withdrawals with just a few coins.

Expect to receive your cash from receipt hog within a week when you make withdrawals.

National Consumer Panel

This app works only in the United States but in other areas like Germany, Australia, and Canada there’s a different version of the app. And the other version of the app is Nielsen Homescan available in other nations.

Though the two versions work in different nations they offer the same service. In order to qualify for earnings whenever you make purchases using the app ensure to scan the barcode of the product.

Then you will be given points which you can redeem for gift cards or any other offer you wish. All sign-ups automatically get qualified for sweepstakes so that they can also make more money answering surveys.

Therefore, you can choose a version that suits your location to start earning from your purchases.

Groupon

In North America, Groupon is one of the most widely used retail shopping apps. And of the things that put it on the top list is that it has saved shoppers over $25 billion in the United States.

Groupon app is available in more than 450 markets covering up to 15 countries. Do you want to save more on purchases made? Then Groupon is the deal.

You can therefore save a lot on a variety of products available in the market including services like travel. As said before, Groupon is another deal in case you want to save money whenever you go shopping.

BerryCart

Did you know that it’s possible to get paid when you’re mindful about the foods you shop to eat? BerryCart pays you every time you shop for nutritious foods that are organic and not genetically modified.

In order to get rewards from the shopping app you need to make purchases from recognized stores. And such stores are proven to sell nutritious food s say whole foods and Safeway is among the trusted stores.

But to get paid ensure to take a picture of the receipt for purchases made at the store using the app. The best part is that when you want to make withdrawals expect money in your account within a day.

You don’t have to worry about delayed payments since issues of waiting for stores to report transactions don’t apply. In case you want to cash out, use PayPal or preferred gift cards as directed by the app.

Imagine getting paid for choosing the right food to eat to make your life better, really. Though it sounds too good to be true, you can only prove it right when you get started using the app.

Seated

In case you’re not good at making your own meals and you eat at restaurants most of the time it’s shopping ready food from out. As a shopper, you need some cashback to save since eating out is quite expensive.

When you sign up with Seated you receive an extra $15 bonus in your account. Get started using the seated platform to get more rewards for making restaurant reservations at any time.

Anyone can use seated since its features are not complicated at all in making reservations. And what needs to be done is that after booking a restaurant reservation on the app, picture the receipt after a meal.

The more receipts you submit the more cashback money you get from the app. Though, your cashback rates also depend on the restaurant you’ve made reservations with.

Because some restaurants offer cashback rates as high as 40% on the reservations made. Therefore, if you prefer eating out most time then seated should be downloaded onto your phone or computer.

It will save you more money over time whenever you eat at your favorite restaurants with the best cashback rates around.

PunchCard

If you’re conversant with some other apps you can’t fail using PunchCard features. This app supports most of the major stores in the United States you might prefer to use.

And each location has specific stores that are supported by the app for a shopper to make selections. In the search feature of the app, you can look out for the best store by location or category in the shortest time possible.

Whenever you get a receipt you must ensure that you take its picture using the app to be uploaded. Always make sure that you upload receipts that have not lasted for more than 5 days if you’re using the PunchCard app.

This app requires you to spin a wheel in it whenever your receipt is accepted hence where it stops determines the points rewarded.

Expect to get rewards in points you don’t get any cash money through the platform. You can redeem your points for gift cards, which you may also exchange later to get cash.

Conclusion about Legitimate Apps That Pay To Shop Online

As a shopper, you can’t get big money at once making online purchases but that little which comes in adds up. And if you feel you want to squeeze more money out as a shopper then try other types of apps that pay to install them.

Some of the other ways to make more money include saving for big-ticket items and through referral programs.

When it comes to convenience and saving in shopping then you might need to use an app. Let your app do the work by continuously shopping through the platform at any time.

Also, ensure to upload your receipts into the app for approval in order to get accepted for an offer. The cashback money that you receive isn’t that much but it has a positive impact on your budget.

20 Legitimate Apps That Pay You to Shop Online Using Your Phone or Computer